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Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. As your title company, Southwest Title will perform a title search and uncover any unpaid taxes, mortgages, judgments against current and previous owners, easements and other court actions or recorded documents which can affect the title of the property. Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. Whenever, you buy property, the owner who is selling it to you has rights, as do their family and heirs. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. Southwest Title Company is appointed by the payee and payor to act as servicing agent for the receipt and disbursement of payments and the holding of original documents. Your original premium amount is your only cost as long as you own the property and you will be protected against any unexpected claim covered by your policy. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. Real estate is such a basic form of wealth that there are many special laws that protect ownership of land and the buildings that are built on it. You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. Why do homeowners need title insurance? Because any home, no matter how new or apparently secure, is built on land that has, undoubtedly, had many owners. You pay the premium for title insurance only once, and it protects you for as long as you and your heirs remain in ownership. 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